Has The Time Arrived To Buy This Mid Cap Stock-FOUR
Acrobull UK Advisory Services Ltd.
September 29
2025
Name
Ticker
Sector/Industry
Market Cap
Risk Factor
Shift4, Payments Inc.
FOUR-NYSE
Technology
$6.997 Billion
Medium
Shift4 Payments, Inc. provides integrated software and payment processing solutions both in the United States and internationally. The company’s comprehensive payments platform supports omnichannel card acceptance and delivers processing capabilities across a wide range of payment methods, including credit, debit, contactless, and EMV (Europay, Mastercard, and Visa) transactions.
Recent Highlights
CEO- Statement- Looking at our Q2 financial results, we achieved record performance across several key metrics. Payment volume reached $50 billion, gross revenue less network fees came in at $413 million, and adjusted EBITDA totaled $205 million—representing year-over-year increases of 25%, 29%, and 26%, respectively. These results highlight the strength and scalability of our platform.
Equally important, our payment spreads remained stable, and our business mix is now more diversified—both geographically and across industry verticals—than at any other point in our history. Notably, our international payment spreads have exceeded early expectations, and we anticipate this positive trend will continue.
Second Quarter 2025 Financial Highlights
Transaction Volume
The company processed a total payment volume of $50.1 billion during Q2 2025, representing a 25% increase compared to Q2 2024.
This growth reflects continued expansion in customer adoption, transaction activity, and the success of Shift4’s integrated payments platform across multiple verticals.
Revenue and Profitability
Gross Revenue for the quarter reached $966.2 million, a 17% year-over-year increase, underscoring strong top-line growth driven by higher payment volume and value-added services.
Gross Profit increased to $275.1 million, up 26% from the prior-year period, benefiting from both increased revenue and improved operational efficiencies.
Net Income and Earnings per Share
Net Income for Q2 2025 was $41.1 million, translating to $0.35 per Class A and C share (basic) and $0.32 per share (diluted).
On a non-GAAP basis, Adjusted Net Income was $109.1 million, or $1.10 per Class A and C share, reflecting underlying earnings power and excluding one-time or non-operational items.
EBITDA and Adjusted EBITDA
EBITDA totaled $164.3 million, a 31% increase from Q2 2024, while Adjusted EBITDA—which provides a normalized view of operating performance—came in at $205.1 million, up 26% year-over-year.
The company also achieved an Adjusted EBITDA margin of 50%, indicating strong cost management and operating leverage as the business scales.
Stock Observation-Given the 17% year-over-year increase in gross revenue to $966.2 million in Q2 2025—driven by strong payment volume growth and increased adoption of our value-added services—we expect continued top-line momentum in the coming quarters. As we expand our market reach and deepen customer engagement across verticals, we anticipate sustained revenue growth and enhanced monetization opportunities through our integrated software and payments platform
Risk Involved- Financial performance of the company may have an impact on the company stock performance.
Considering all the factors and financials of the company Acrobull UK maintains Buy for the stock.
Disclaimer- Though our research is fundamentally and technically based on Acrobull UK only provides general advice on the stocks and it is imperative for the investors to do the risk assessment for themselves before investing as Acrobull UK would not be liable for any loss or profit arising out through the investment made by the investors on our recommendations.
It is also advisable for the investors to consult with Financial Advisor, Broker or to seek any legal assistance as the research conducted by Acrobull UK is factually based and recommendations are given in accordance with that, but it is imperative to understand that Acrobull UK does not guarantee returns.
