Has The Time Arrived To Buy This Mid Cap Stock-PAY

Acrobull UK Advisory Services Ltd.

October 14			2025
Name	Ticker	Sector/Industry		Market Cap	Risk Factor
Paymentus Holdings Inc.	PAY-NYSE	Technology		$3.58 Billion	Medium

Paymentus Holdings, Inc. delivers cloud-based bill payment solutions both in the U.S. and internationally. The company provides electronic bill presentment and payment services, enterprise-level customer communication, and self-service revenue management to billers via its software-as-a-service (SaaS) platform.

Recent Highlights

Record Financial Performance- Paymentus achieved revenue of $280.1 million, up 41.9% year-over-year, and delivered adjusted EBITDA of $31.7 million, a 40.7% increase compared to Q2 2024 — reflecting strong execution and profitability across all core metrics.

Expansion Across Key Verticals: During the quarter, Paymentus signed new channel partnerships and implemented clients across multiple sectors, including telecommunications, utilities, government agencies, banking, healthcare, and financial services, reinforcing its growth momentum and market leadership

Second Quarter 2025 Financial Highlights

Paymentus delivered an impressive second quarter in 2025, reporting total revenue of $280.1 million, which represents a strong 41.9% increase compared to the same period last year, showcasing the company’s ability to maintain momentum and capture growing demand across its platform.

The company’s contribution profit rose to $93.5 million, reflecting a 22.3% year-over-year increase, driven by strong transaction growth and continued operational efficiency despite market challenges.

Adjusted EBITDA reached $31.7 million in Q2 2025, marking a 40.7% improvement from the previous year, which demonstrates Paymentus’ expanding profitability and disciplined cost management.

During the quarter, Paymentus processed 175.8 million transactions, a 25.2% jump from the 140.4 million transactions recorded in Q2 2024, underscoring the company’s growing scale and customer adoption across multiple industries.

The company also reported a robust balance sheet, ending the quarter with $270 million in cash and cash equivalents and no outstanding debt, highlighting its strong financial position and flexibility to invest in future growth initiatives.

Stock Observation-Paymentus expects to maintain its strong growth trajectory into the third quarter and full year 2025, supported by continued demand across key verticals such as utilities, telecom, financial services, and government agencies. The company anticipates Q3 2025 revenue between $278 million and $282 million and adjusted EBITDA between $30 million and $32 million, reflecting ongoing operational strength and expanding market opportunities. With visibility extending into 2026, Paymentus believes its scalable technology platform, diversified client base, and no-debt balance sheet position it well to achieve its next major milestone and sustain long-term profitability. Management remains confident in the company’s ability to execute its growth strategy, drive innovation through its proprietary IPN ecosystem, and deliver increasing value to shareholders over the coming quarters.

Risk Involved- Financial performance of the company may have an impact on the company stock performance.

Considering all the factors and financials of the company Acrobull Canada Advisory Inc. maintains Customer Choose Buy for the stock.

Disclaimer- Though our research is fundamentally and technically based on Acrobull Canada Advisory Inc. only provides general advice on the stocks and it is imperative for the investors to do the risk assessment for themselves before investing as Acrobull Canada Advisory Inc. would not be liable for any loss or profit arising out through the investment made by the investors on our recommendations.

It is also advisable for the investors to consult with Financial Advisor, Broker or to seek any legal assistance as the research conducted by Acrobull Canada Advisory Inc. is factually based and recommendations are given in accordance with that, but it is imperative to understand that Acrobull Canada Advisory Inc. does not guarantee returns.

Considering all the factors and financials of the company Acrobull UK maintains Buy for the stock.

Disclaimer- Though our research is fundamentally and technically based on Acrobull UK only provides general advice on the stocks and it is imperative for the investors to do the risk assessment for themselves before investing as Acrobull UK would not be liable for any loss or profit arising out through the investment made by the investors on our recommendations.

It is also advisable for the investors to consult with Financial Advisor, Broker or to seek any legal assistance as the research conducted by Acrobull UK is factually based and recommendations are given in accordance with that, but it is imperative to understand that Acrobull UK does not guarantee returns.

Acrobull UK Recommendation Based on Evaluation

Current Market Price	$28.65 USD
Acrobull Recommendation	Buy at $27.25
Target Price	Target $31.25 USD
RSI Level	36
Total Shares Outstanding	343.21 Million
Shares Held by Insiders Shares Held by Institutions Risk Factor Stop Loss	5.39% 92.10% Medium 5%