Should You Buy This Mid Cap Stock Now-ALKT

Acrobull UK Advisory Services Ltd.

November 03			2025
Name	Ticker	Sector/Industry		Market Cap	Risk Factor
Alkami Technology Inc.	ALKT-NYSE	Technologies		$2.13 Million	Medium

Alkami Technology, Inc. offers cloud-based digital banking solutions across the United States. Its Alkami Digital Banking Platform enables financial institutions to onboard and engage new customers, boost revenues, and improve operational efficiency, all powered by a proprietary, cloud-based, multi-tenant architecture. The company caters to community.

Recent Highlights

Recent Highlights- Alex Shootman, Chief Executive Officer, commented, "We are pleased to report strong financial results for the third quarter, marked by robust revenue growth and continued expansion of Adjusted EBITDA. We are especially excited by the successful onboarding of 13 new financial institutions, including six banks, setting a new record for Alkami.

Shootman further noted, "Demand from regional and community financial institutions remains a key driver of a healthy pipeline and promising revenue opportunities. Additionally, we are seeing early traction in the demand for comprehensive solutions, such as Alkami’s Digital Sales & Service Platform, which integrates our Onboarding & Account Opening Solution, Digital Banking Solution, and Data & Marketing Solution

Third Quarter 2025 Financial Highlights

Total Revenue: The company generated $113.0 million in GAAP total revenue, which is a 31.5% increase compared to the same quarter last year, highlighting strong demand for its digital banking solutions.

Gross Margin: GAAP gross margin was 56.8%, slightly down from 58.9% in the prior year, but the company’s Non-GAAP gross margin improved to 63.7%, up from 62.8% last year, indicating better operational efficiency and profitability on an adjusted basis.

Net Loss: The company reported a GAAP net loss of $14.8 million, which widened compared to the $9.4 million loss in the third quarter of the previous year. This reflects ongoing investments and growth initiatives as Alkami continues to expand.

Adjusted EBITDA: Alkami achieved Adjusted EBITDA of $16.0 million, more than double the $8.3 million reported last year, signaling a strong improvement in operational performance and profitability.

Stock Observation-Looking ahead, Alkami expects continued strong demand for its digital banking solutions, driven by the ongoing shift toward digital transformation in the financial services industry. With a solid pipeline of new customers and expanding relationships with existing clients, the company is well-positioned to sustain growth in revenue and strengthen its market leadership in the coming quarters.

Risk Involved- Financial performance of the company may have an impact on the company stock performance.

Considering all the factors and financials of the company Acrobull UK maintains Buy for the stock.

Disclaimer- Though our research is fundamentally and technically based on Acrobull UK only provides general advice on the stocks and it is imperative for the investors to do the risk assessment for themselves before investing as Acrobull UK would not be liable for any loss or profit arising out through the investment made by the investors on our recommendations.

It is also advisable for the investors to consult with Financial Advisor, Broker or to seek any legal assistance as the research conducted by Acrobull UK is factually based and recommendations are given in accordance with that, but it is imperative to understand that Acrobull UK does not guarantee returns.

Acrobull UK Recommendation Based on Evaluation

Current Market Price	$20.29 USD
Acrobull Recommendation	Buy
Target Price	Target $23.85
RSI Level	28 RSI
Total Shares Outstanding	105 Million
Shares Held by Insiders Shares Held by Institutions Risk Factor Stop Loss	24.65% 95.11% Medium 5%