Should You Go For This US IPO in September-KLARNA

Acrobull UK Advisory Services Ltd.

August 29			2025
Name	Ticker	Sector/Industry		Market Cap	Risk Factor
Klarna-NYSE	IPO, Launching Date Probably September	Technology		$15 Billion Valuation	Medium

Klarna is a global technology company building the next-generation commerce network. Their mission is to reimagine how consumers spend and save in their daily lives by helping them save time, save money, and reduce financial stress.

Recent Highlights

Klarna delivered a strong performance in Q2, with revenue surging 21% year-over-year to $823 million—a powerful sign of its continued top-line momentum as the company expands globally, especially in the U.S.

This healthy revenue growth comes alongside encouraging customer repayment behavior. Credit losses have declined—delinquencies decreased to 0.89%, and realized credit losses improved to 0.45% of volume, down from 0.48% a year earlier. This means Klarna is not only growing, but becoming more skilled at managing risk amid fluctuating market conditions.

Yearly Financial Highlights

Klarna has demonstrated consistent revenue growth over the past five years. In 2021, the company generated $1.42 billion, marking a 33.0% year-over-year increase. This strong momentum continued into 2022, with revenue reaching $1.90 billion, again reflecting a 33.7% YoY growth.

In 2023, Klarna’s revenue rose to $2.27 billion, a more moderate but still solid 19.5% increase. The growth trend accelerated in 2024, as revenue climbed to $2.81 billion, representing a 23.5% increase year-over-year.

Most recently, Klarna reported $2.98 billion in trailing twelve-month (TTM) revenue, with a 6.3% YoY growth, signaling sustained expansion even in a more mature phase of its growth cycle.

Stock Observation- Klarna’s consistent revenue growth—highlighted by consecutive 33%+ year-over-year increases in 2021 and 2022—positions the company well for continued expansion. Building on this momentum, Klarna is expected to leverage its growing global user base, product diversification, and technological innovation to drive sustained revenue growth in the years ahead. As the company scales its banking services and deepens merchant partnerships, it is well-placed to capitalize on evolving consumer payment trends and further strengthen its financial performance.

Risk Involved- Financial performance of the company may have an impact on the company stock performance.

Considering all the factors and financials of the company Acrobull UK maintains Buy for the stock.

Disclaimer- Though our research is fundamentally and technically based on Acrobull UK only provides general advice on the stocks and it is imperative for the investors to do the risk assessment for themselves before investing as Acrobull UK would not be liable for any loss or profit arising out through the investment made by the investors on our recommendations.

It is also advisable for the investors to consult with Financial Advisor, Broker or to seek any legal assistance as the research conducted by Acrobull UK is factually based and recommendations are given in accordance with that, but it is imperative to understand that Acrobull UK does not guarantee returns.

Acrobull UK Recommendation Based on Evaluation

Current Market Price	IPO is Expected To Open Around $35 USD
Acrobull Recommendation	Buy & Subscribe to IPO
Target Price	15% of Open Price USD
RSI Level
Total Shares Outstanding
Shares held by Insiders Shares held by Institutions Risk Factor Stop Loss	100%, Not Public Yet Medium Medium 5%